Advising Clients since 1980

Group Insurance

This type of insurance addresses the importance of employee fringe benefits and their contribution to your business success.

Advantages for the Employer

  • Tax deductible (check with your tax adviser) premiums

  • Desirable fringe benefit for new and present employees

  • Reduced turnover, saving you money in hiring and training costs

  • Peace of mind, knowing an employee’s family or heirs have funds available almost immediately in the event of the employee’s death, disability or healthcare need

  • Increased employee security, loyalty, and morale

Advantages for the Employee

  • Valuable insurance protection provided at a low group rate

  • Right to name and change beneficiaries at any time

  • Waiver of Premium for disability benefit

Additional Benefits

  • Accidental Death and Dismemberment and Loss of Sight (24 hour coverage -- both on and off the job)

  • Insurance coverage for an insured employee’s spouse and dependent children

Who Pays?

The plan can be noncontributory (the employer pays the total premium), or it can be contributory (the insured employees share in the plan costs). The choice is yours.

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We are a network of independent professionals with over 150 years of combined experience in wealth management and advice. Members of this network can be used individually or collectively for a single program or a series of seminars or workshops for your company or organization.

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If you’d like more information about how diversified investment advisors can help you achieve your financial objectives through personalized wealth or retirement and risk management strategies, please contact us. We welcome the opportunity to discuss your unique needs and how we may best meet them.

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Charles M. Bloom, Registered Principal offers securities and advisory services through Centaurus Financial, Inc. - Member FINRA and SIPC - 775 Avenida Pequena, CA, 93111 (mailing address: 3905 State Street Suite 7173, Santa Barbara, CA, 93105) - CA Life Insurance License No. 0A52786 - Centaurus Financial, Inc. and Shoreline Wealth & Investment Management are not affiliated companies.

The information contained in this web site is neither an offer nor solicitation of any security or service.

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